Milestone-anchored. Bank-ready.

Cash Flow

A monthly cash flow grid that moves with your project. Every cost and revenue event is anchored to a milestone — change the consent date and everything downstream updates automatically. Export a clean cash flow report for your construction lender.

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Monthly cash flow chart

Auckland 6-unit townhouse — monthly view

Every bar represents one month. Costs in navy. Revenue in teal. The red dots show your net position when you are in debt. Peak funding exposure is calculated automatically.

RevenueCostsNet positionPeak debt: $3,008,000 (Apr)
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Total costs
$3,316,000
Total revenue
$4,680,000
Net profit
$1,364,000
What the cash flow tab does

From Workbench to chart in one click

Recharts visualisation

Monthly bar chart showing costs, revenue, and net position. Clean, readable, and printable for lender and investor reports.

Peak funding exposure

The maximum debt position across all months is calculated and displayed prominently. This is the number your construction finance broker needs first.

Monthly / quarterly toggle

Switch between monthly and quarterly views. Quarterly is cleaner for lender presentations. Monthly is more useful for active project management.

Milestone-driven updates

When you change a milestone date on the Key Dates tab, the Workbench re-schedules and the Cash Flow chart updates in the same save. One date change, one update.

Actuals overlay

Once your project is underway, post actual invoices and see forecast vs actual cost curves on the same chart. Variance is visible at a glance.

Scenario overlay

Compare cash flow curves for two scenarios on the same chart. See when Scenario A peaks versus Scenario B and how the revenue timing differs.

Why this matters

What is peak funding exposure and why your bank cares

Peak funding exposure is the maximum amount of construction finance your project requires at any point in its lifecycle. It is the single most important number in a development finance conversation with your bank or broker.

Before PropertyDevPro

  • Estimated from a spreadsheet cash flow with manual monthly totals
  • Often underestimated because consent and build cost blowouts are not modelled
  • Banks sometimes decline finance because the model did not account for cost timing correctly
  • Revised after the fact — sometimes after committing to the site

With PropertyDevPro

  • Calculated automatically from the Workbench schedule
  • Updates in real time as you schedule cost rows and move milestone dates
  • Includes development contributions, interest charges, and revenue timing in one number
  • Exportable as part of a professional PDF report for your lender

Ready to try it on a real NZ project?

14-day free trial, full Professional access, no credit card required.

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